Resources
The calculator and the income table
Worth a look before we talk: what your credit cards cost on minimum payments, and where your household income sits against the Illinois median.
Credit card math
Credit card payoff calculator
Enter your balances and interest rates. It shows how long minimum payments take and what they cost in interest. Nothing you enter leaves your phone or computer.
Open the calculatorThe gateway to Chapter 7
Illinois median income, by household size
Find your household size. Under the figure for your household, Chapter 7 is open to you on income.
Over the figure? What happens next →| Household | A year | A month |
|---|---|---|
| 1 person | $73,180 | $6,098.33 |
| 2 people | $93,934 | $7,827.83 |
| 3 people | $113,625 | $9,468.75 |
| 4 people | $137,902 | $11,491.83 |
| 5 people | $149,002 | $12,416.83 |
| 6 people | $160,102 | $13,341.83 |
How it works
Bankruptcy basics
The automatic stay, the discharge, the bankruptcy estate, the debtor and the creditors, each on a short page.
Read the basicsCall me, or schedule a consultation
Free consultation for consumer cases. In person, Zoom or phone. If you leave a message, please leave only your name and number.